Totality Integrates with DecisionLogic to Launch Suite of Underwriting Tools.

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DecisionLogic, a Fintech pioneer in advanced bank verification solutions, today announced its partnership with Totality for its newest portfolio of underwriting products. This new suite allows lenders to combine their bank asset verification and fraud prevention needs into one workflow and vendor, reducing critical overhead in this time of economic uncertainty and allowing lenders to verify identities in real-time. This premier innovation even allows you to upgrade the depth of validation on demand – currently an industry exclusive feature.

The Partnership

Like Totality, DecisionLogic believes in being a true partner in their clients’ business. By integrating with DecisionLogic, Totality’s Loan Management System enables lenders to instantly verify borrowers’ financial data, reducing manual review time and improving decision accuracy, while simultaneously meeting our mutual client’s critical underwriting, KYC, and automation needs.

About DecisionLogic

San Diego-based DecisionLogic’s advanced bank loan verification platform serves as a premier data source and underwriting tool for financial leaders seeking fast and accurate insights when evaluating customers for credit-related approvals. In addition to bank transaction data and identity verification, DecisionLogic offers Income Recency Scoring, and robust security features to the loan approval process.

By providing real-time access to banking data through the DecisionLogic’s SaaS solution, consumers can receive immediate loan approvals and tap a secure and expedited source for capital in times of financial need.

DecisionLogic has surpassed 100 million consumers serviced through its state-of-the-art Software-as-a-Service platform alone.  DecisionLogic’s millions of patrons include customers of merchant lenders, consumer finance companies, tribal lenders, tenant verification servicers, auto lenders, mortgage brokers, payday and cash installment lenders, retailers, and financial institutions in Australia, Canada, South Africa, United States, and New Zealand.

“We are thrilled to formally launch our integration with Totality and solidify the premiere Instant Bank Verification product in the market for subprime lenders. Totality’s innovative loan management system is best-in-class, and we share values surrounding dedicated customer support, a commitment to compliance, and providing friction-free experiences for lenders and borrowers alike,” said Molly Hogan, DecisionLogic’s VP of Product and Marketing.

About Totality

Totality’s loan management system brings together loan origination and loan management in a modern, all-in-one solution. Built to save time with fewer clicks and automated processes, Totality reduces manual work, improves efficiency, and keeps teams focused on growth. By putting the data you need to succeed at your fingertips, the platform empowers smarter lending decisions, faster customer service, and scalable operations – all in a single, seamless system.

“Working with DecisionLogic has been an extension of our commitment to efficiency and trust. Their focus on secure, real-time financial data access aligns with our mission to simplify digital verification for lenders. Together, we’re empowering customers to make faster, more confident lending decisions without compromising accuracy or service quality.”
– Rick Heaton, CEO, Totality

To learn more about Totality, visit: totalitylms.com

To learn more about DecisionLogic’s solutions, please visit: decisionlogic.com